Bedfordshire Debt Recovery

We have a debt recovery team working right across the county of Bedfordshire, with speedy debt collection services to see you get the money which is rightfully yours as fast as possible. As a nationwide debt collection agency, we have all the expertise required to carry out doorstep collections, commercial debt collections, tracing, process serving and credit control services. We can even handle legal escalation for more complex cases, including High Court enforcement and litigation for the most extreme debtors.

30 years of Combined Experience

Industry Experts

Fast & Effective Solutions

Flexible Pricing Systems

From Start to Finish

We take care of the whole collections process

At First Capitol, we can take care of the whole collections process from start to finish. We employ highly trained collection consultants who have an excellent understanding and knowledge of the legal collections process. Our aim is to always stay one step ahead. We take the time and trouble to fully investigate your debtor and in doing so we will leave no stone unturned.

Services We Provide

Your Problem - Our Solutions

We provide comprehensive solutions as we offer nearly all of the associated recovery and collection services under one roof, from; initial investigation of your debtor/creditor to tracing/verifying businesses, doorstep collections, and process serving. In addition, should it become necessary, upon referral, our Nationwide panel of solicitors can instigate legal proceedings on your behalf on a No Win – No Fee basis.*
*Subject to an initial consultation. For debts in excess of £10,000

How It Works

Contact Our Recovery team

We'll discuss your needs

We'll start the recovery process by contacting your debtors

We'll recover the amount your owed together with interest debt recovered.

Why Work With First Capitol


We provide multiple services all under one roof.


We have mastered our processes to perfection!


We provide a service completely bespoke to your situation.


We are proud of our dedicated & experienced case managers.


It's as fair as that!

5 Reasons to Choose First Capitol

Debt Collection In Bedfordshire

While Bedfordshire is a large county, First Capitol Collections works right across the region. Our team is highly trained and has a wealth of experience in this field, so you can be confident your case is in safe hands. We’ve worked with companies, individuals and the legal profession throughout the county, providing a fast, efficient and cost-effective way for you to recover the money you are owed.


Our methods and processes have been tried and tested over many years. We carry out a thorough investigation into your debtor using the most advanced investigation and tracing methods available. Once we’re in receipt of all the facts, we take a no-nonsense, robust approach to collecting the money you are owed, working tirelessly to chase down your payment and see a successful conclusion to your case.


Our Bedfordshire agents have a proven track record when it comes to securing our clients’ money, as the countless positive testimonials we’ve received will prove. However small or large the amount of money you are owed, we treat each individual case with the same level of seriousness and attention to detail.

⭐⭐⭐⭐⭐ 5 Star Google Ratings ⭐⭐⭐⭐⭐


"I used First Capitol to recover a debt that I'd lost all hope in ever seeing again.

From start to finish the gentleman I was dealing with was first class.

During the initial phone call he pinpointed exactly how best to deal with the individual owing the money, and true to his word First Capitol delivered, and I received my money back within 3 days of that initial call. I really can't recommend them enough!

My only regret is not getting them involved earlier, and saving myself months of drawn out stress and annoyance."

Adam Kendal


We engaged First Capitol to help us with a client who had been messing us around for over 12 months.

First Capitol acted quickly and were very thorough with the advice and time that the case needed. The communication we received from them was fantastic and we got the result we needed.

I felt like I was in safe hands and completely supported and I am very grateful. I would highly recommend them and if I am unfortunate enough to need them again, I would not hesitate to get in touch.

Helen Mercer-Jones, Managing Director, ERE Property LTD


I chose First Capitol having read previous very positive comments on their level of service and their 5-star rating.

They delivered a letter on my behalf in what turned out to be very intimidating circumstances.

I was very impressed at the lengths they went to to complete the task, showing resilience and courage when faced with this challenging situation

Sarah Scott

Source: Google Reviews

Are you owed money?

If you’re owed money and are tired of waiting on repayment, you’ve come to the right place. First Capitol Collections has an unparalleled reputation when it comes to debt collection, and we far outpace the competition when it comes to the speed and efficiency of our services.


No matter how large or small your case may be, we’re more than happy to start work and get you your money back. If you live and work in Bedfordshire and need debt collection services, we have agents working in; Arlesey, Ampthill, Bedford, Biggleswade, Cranfield, Dunstable, Flitwick, Henlow, Houghton Regis, Leighton Buzzard, Luton, Sandy and Shefford, who can help. For further information on the services we provide or to open an investigation through us, simply get in touch with our expert team today.