Birmingham Debt Recovery

You can rely on First Capitol to provide swift and speedy debt recovery solutions to ensure your business cash flow is maintained at healthy levels. We offer debt collection throughout Birmingham and the surrounding areas, including Bromsgrove, Cannock, Castle Bromwich, Hockley, Kidderminster, Kings Heath, Litchfield, Redditch, Solihull, Sutton Coldfield, Tamworth, Walsall, Wednesbury and Wolverhampton. Don’t keep struggling with the hassles of debt chasing, let First Capitol take over your debt recovery problems so you can deal with the day-to-day operations of your business.


We work on a No Win, No Fee basis, so you can rest assured that our expert collections teams will do everything possible to collect your debts at the earliest opportunity. First Capitol has vast experience in collecting debts in the Birmingham area, and understand all the excuses and delaying tactics offered by some debtors. We provide a straightforward and honest debt collection service to our clients, which can include legal action when required.

30 years of Combined Experience

Industry Experts

Fast & Effective Solutions

Flexible Pricing Systems

From Start to Finish

We take care of the whole collections process

At First Capitol, we can take care of the whole collections process from start to finish. We employ highly trained collection consultants who have an excellent understanding and knowledge of the legal collections process. Our aim is to always stay one step ahead. We take the time and trouble to fully investigate your debtor and in doing so we will leave no stone unturned.

Services We Provide

Your Problem - Our Solutions

We provide comprehensive solutions as we offer nearly all of the associated recovery and collection services under one roof, from; initial investigation of your debtor/creditor to tracing/verifying businesses, doorstep collections, and process serving. In addition, should it become necessary, upon referral, our Nationwide panel of solicitors can instigate legal proceedings on your behalf on a No Win – No Fee basis.*
*Subject to an initial consultation. For debts in excess of £10,000

How It Works

Contact Our Recovery team

Discuss your needs with one of our experienced recovery consultants

We'll start the recovery process by contacting your debtors

We'll recover the amount you are owed together with debt interest

Why Work With First Capitol

Comprehensive Solutions

Fast and efficient solutions all under one roof!

Industry Experience

30 years combined experience

Tailored Solutions

We know what it takes to get your debtor to pay!

Free Consultation

Free no obligation consultation

No Win, No Commission

5 Reasons to Choose First Capitol

  • We provide nearly all of the associated collections services under one roof; nationwide Doorstep Collections, Credit Control, Tracing, Pre-sue Reports etc.
  • We have over 30 years combined experience and are fully aware of the debt collection process.
  • We provide tailored and bespoke solutions to recover what you are owed and we know how to get your debtors to pay!
  • We provide a totally professional and effective service – Our experienced case managers are always on hand to provide a free no obligation consultation.
  • Our services are available on a No – Win no commission basis.

Why we're top for Birmingham debt recovery

First Capitol's Birmingham debt collection service includes

All our debt collections teams are fully trained and experienced in applying the best solutions to individual debts. So, when you first instruct us to handle your debt collection problem we will carry out a thorough review of the case to highlight individual circumstances and identify the best ways to collect the cash. Wherever possible we seek to avoid costly legal action, so we do offer doorstep collections when necessary.


All individual debts are reviewed by a professional case manager before we conduct any collections activity on your behalf. This helps ensure the debt recovery services offered are appropriate to the debtor circumstances and that we make the best decision on the most appropriate way to recover your money.

This is what some of our clients say About Us

Charles O’Neil

“The First Capitol team were completely transparent about how it all worked and what to expect”


Kevin Neal

“Excellent service and professionalism”


Dion Richardson

“Excellent at recovering an outstanding invoice on my behalf in a fast professional manner”


Source: Google Reviews

When necessary, we visit the business, place of work or the home of your debtor to try to secure an immediate cash payment or reach an agreement to settle the debt.

We provide the same speedy and effective service to all our clients. Get in touch with First Capitol today on 03333 444991 to learn more ways we can help you handle bad debt recovery.