Birmingham Debt Recovery

You can rely on First Capitol to provide swift and speedy debt recovery solutions to ensure your business cash flow is maintained at healthy levels. We offer debt collection throughout Birmingham and the surrounding areas, including Bromsgrove, Cannock, Castle Bromwich, Hockley, Kidderminster, Kings Heath, Litchfield, Redditch, Solihull, Sutton Coldfield, Tamworth, Walsall, Wednesbury and Wolverhampton. Don’t keep struggling with the hassles of debt chasing, let First Capitol take over your debt recovery problems so you can deal with the day-to-day operations of your business.


We work on a No Win, No Fee basis, so you can rest assured that our expert collections teams will do everything possible to collect your debts at the earliest opportunity. First Capitol has vast experience in collecting debts in the Birmingham area, and understand all the excuses and delaying tactics offered by some debtors. We provide a straightforward and honest debt collection service to our clients, which can include legal action when required.

30 years of Combined Experience

Industry Experts

Fast & Effective Solutions

Flexible Pricing Systems

From Start to Finish

We take care of the whole collections process

At First Capitol, we can take care of the whole collections process from start to finish. We employ highly trained collection consultants who have an excellent understanding and knowledge of the legal collections process. Our aim is to always stay one step ahead. We take the time and trouble to fully investigate your debtor and in doing so we will leave no stone unturned.

Services We Provide

Your Problem - Our Solutions

We provide comprehensive solutions as we offer nearly all of the associated recovery and collection services under one roof, from; initial investigation of your debtor/creditor to tracing/verifying businesses, doorstep collections, and process serving. In addition, should it become necessary, upon referral, our Nationwide panel of solicitors can instigate legal proceedings on your behalf on a No Win – No Fee basis.*
*Subject to an initial consultation. For debts in excess of £10,000

How It Works

Contact Our Recovery team

Discuss your needs with one of our experienced recovery consultants

We'll start the recovery process by contacting your debtors

We'll recover the amount you are owed together with debt interest

Why Work With First Capitol

Comprehensive Solutions

Fast and efficient solutions all under one roof!

Industry Experience

30 years combined experience

Tailored Solutions

We know what it takes to get your debtor to pay!

Free Consultation

Free no obligation consultation

No Win, No Commission

5 Reasons to Choose First Capitol

Why we're top for Birmingham debt recovery

First Capitol's Birmingham debt collection service includes

All our debt collections teams are fully trained and experienced in applying the best solutions to individual debts. So, when you first instruct us to handle your debt collection problem we will carry out a thorough review of the case to highlight individual circumstances and identify the best ways to collect the cash. Wherever possible we seek to avoid costly legal action, so we do offer doorstep collections when necessary.


All individual debts are reviewed by a professional case manager before we conduct any collections activity on your behalf. This helps ensure the debt recovery services offered are appropriate to the debtor circumstances and that we make the best decision on the most appropriate way to recover your money.

⭐⭐⭐⭐⭐ 5 Star Google Ratings ⭐⭐⭐⭐⭐


"I used First Capitol to recover a debt that I'd lost all hope in ever seeing again.

From start to finish the gentleman I was dealing with was first class.

During the initial phone call he pinpointed exactly how best to deal with the individual owing the money, and true to his word First Capitol delivered, and I received my money back within 3 days of that initial call. I really can't recommend them enough!

My only regret is not getting them involved earlier, and saving myself months of drawn out stress and annoyance."

Adam Kendal


We engaged First Capitol to help us with a client who had been messing us around for over 12 months.

First Capitol acted quickly and were very thorough with the advice and time that the case needed. The communication we received from them was fantastic and we got the result we needed.

I felt like I was in safe hands and completely supported and I am very grateful. I would highly recommend them and if I am unfortunate enough to need them again, I would not hesitate to get in touch.

Helen Mercer-Jones, Managing Director, ERE Property LTD


I chose First Capitol having read previous very positive comments on their level of service and their 5-star rating.

They delivered a letter on my behalf in what turned out to be very intimidating circumstances.

I was very impressed at the lengths they went to to complete the task, showing resilience and courage when faced with this challenging situation

Sarah Scott

Source: Google Reviews

When necessary, we visit the business, place of work or the home of your debtor to try to secure an immediate cash payment or reach an agreement to settle the debt.

We provide the same speedy and effective service to all our clients. Get in touch with First Capitol today on 03333 444991 to learn more ways we can help you handle bad debt recovery.